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Utopia Talk / Politics / Help with new checking account
Habebe
Member
Fri Apr 09 14:36:45
So my parents are looking for a new bank account since their bank merged fees and offerings have skyrocketed. They have been using Southgate.

Really the only thing that they kept it for was the bank would loan them $500 for a month for $35.

But they cant do that anymore, they habe monthly.fees.now and they even charge $5 per online order!


Anyway they won't use an onlime only bank because theyre old and think they will only be able to talk to indians online (I actually cleaned that up alot)

It was a challenge to get them to use banking apps because they didn't want thwir money hacked....swear to God.

Anyway I'm checking out nerdwallet and local banks and AARP etc.

But Id appreciate any recomendations to check out.
Rugian
Member
Fri Apr 09 15:21:05
They're in SC I assume?

You're checking AARP so you're probably on the right path here already.
Habebe
Member
Fri Apr 09 16:24:33
Yes they're in SC. Last year I convinced my dad to join AARP. My mom was hesitant because they donated to democratic candidates

Musts are

No or low fees.

Needs a physical branch in the Florence area.

No charge for purchases on or offline ( ive never heard of that before)

It would be great if they had a sign on bonus for direct deposit as they live off of SS.
Paramount
Member
Sat Apr 10 02:37:24
Just pick a bank that supports Trump.
jergul
large member
Sat Apr 10 03:46:45
lol@checking account. That is so 1980s.
Habebe
Member
Sat Apr 10 04:46:26
Paramount, Unless he opens up hos own bank ( not put of the realm of plausibility, and it would hUGE)

Jergul, the 80s is a newer era for them. My dad still has his Beta Max player in a loft.
Nimatzo
iChihuaha
Sat Apr 10 05:13:18
But do they really use them to write physical checks, or a regular debit card?
Habebe
Member
Sat Apr 10 05:33:16
Nimatzo, both.

Tbh, I wrote one check in like 8th grade, fucked it up and never wrote another one.
Habebe
Member
Sat Apr 10 05:36:39
My dad seriously makes me wonder of he Jas early on set dementia or Alzheimer's. His mom and brother had dementia.Its a really horrible life. I heard that a one time dose of MDMA may be being used in medical settings and help clear.off neural plaque.

I mean ots still early on for him, but the early warning signs are unmistakable.
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