Utopia Talk / Politics / A great hospital boat

Paramount rank	Sun Feb 22 10:07:26 Donald Trump is sending a hospital ship to Greenland, he announced on Truth Social. According to the president, the ship will “take care of the many people who are sick and not being cared for there.” “It’s on its way!!!” he concludes his short post. CNN writes that it is unclear what Trump is referring to and reminds us that Denmark and Greenland have free, state-funded healthcare. Several media outlets are now chasing the authorities in both countries in search of more information. - - Why don’t he send the boat to the US instead? Isn’t he supposed to be America First? But instead he is more of the never-ending America Last people.
jergul rank	Sun Feb 22 11:11:48 That is the thing Norway should be building. Hospital ships. 3 built to own and operate.
Seb rank	Sun Feb 22 11:29:07 Apparently the US just medevaced someone from a US sub to Greenland and this is a kind of tempertantrum fuck you / narrative building about why the US needs to take over. I'm sure the Greenlanders will love the taste of US healthcare that will replace their free state provided one. If it's accurate I assume they get to queue up to board the boat before being denied access because their insurance doesn't cover it and then billed for standing on the gangway.
Seb rank	Sun Feb 22 11:31:45 Also both US hospital ships are apparently in dry dock so I don't think it's actually happening. It's entirely possible he got briefed on the medevac and just got confused.
Paramount rank	Sun Feb 22 14:56:02 Lol. Rugian, Obaminated and Sad Madam voted for Trump because they believed that Trump would put them first. But instead Trump been putting himself, the Epstein elite, Israel, Argentina, and now Greenland first. Obaminated et al. will continue to be last. Haha
murder rank	Sun Feb 22 15:42:52 "Also both US hospital ships are apparently in dry dock so I don't think it's actually happening. It's entirely possible he got briefed on the medevac and just got confused." Donald Trump doesn't get confused, he IS confused. -
tumbleweed rank	Sun Feb 22 19:30:06 deliberately misrepresenting things (lying) seems the most obvious answer what he does every goddamned day... (or being stupid... believing some random cultist posting that hordes of sick are on Greenland, & so Trump saving the day!)
Habebe rank	Sun Feb 22 19:43:45 This board in particular is probably more aware, but apparently alot of Euros actually think Americans dont get free healthcare or reasonable priced HC via job insurance. Like we actually pay our of pocket for our absurdly priced HC.
Seb rank	Sun Feb 22 21:34:57 Habebe: By European standards, you don't. American health insurance premiums are absurdly high compared to European *private* premiums on top of tax/social insurance contribution. You can and do get denied cover for certain conditions, and co-pays can bankrupt you. That just doesn't happen in Europe.
Seb rank	Sun Feb 22 21:36:37 Understand, nobody is diving into the nonsense of £100 procedures costing £1000 or £10,000 in the US. They look at what people actually pay. But the reason what people actually pay is so high is because the insurance has to cover those ridiculous charges through higher premiums.
TheChildren rank	Sun Feb 22 21:44:15 is da hospital boat really a hospital or is only da first deck a hospital and everything beneath military and spyin equipment 4 infiltration and colors stuff
williamthebastard rank	Mon Feb 23 00:41:16 "How many bankruptcies in Western Europe from medical bills compared to the USA? Chat GPT said Short answer: medical bankruptcies are common in the United States but extremely rare — often effectively zero — across Western Europe. United States About 66–67% of all personal bankruptcies are linked to medical bills or illness-related income loss. This corresponds to roughly 500,000–530,000 medical bankruptcies every year. Even people with health insurance make up the majority of these cases. Western Europe (UK, France, Germany, Netherlands, etc.) Medical bankruptcies are near zero. Bottom line Medical bankruptcy is essentially a uniquely American phenomenon among wealthy nations. In Western Europe, healthcare systems are structured so that serious illness almost never leads to financial ruin, while in the US, getting sick remains the leading cause of bankruptcy. If you'd like, I can also break this down country-by-country or show how healthcare spending systems explain this difference."
williamthebastard rank	Mon Feb 23 00:48:55 "people with health insurance make up the majority"? So better to not have insurance and belong to the smaller bankruptcy group? Or do they all just die instead of going bankrupt?
williamthebastard rank	Mon Feb 23 00:55:09 Of course, as is so often the case with the Maga way of running the USA, it harms us all. One of the main reasons conspiracies about vaccines etc exist is because the US medical system is so full of money-scamming BS and creates a wealth of distrust. This distrust creates somewhat understandable conspiracies about the medical industry among the bigfoot/fake moonlanding/flat earthers that abound in the US and is then spread to our countries via social media despite us not having any reason to distrust our medical sector, at least nowhere near the level as in the shining private bank upon the hill.
Habebe rank	Mon Feb 23 03:48:17 "American health insurance premiums are absurdly high compared to European *private* premiums on top of tax/social insurance contribution. You can and do get denied cover for certain conditions, and co-pays can bankrupt you. That just doesn't happen in Europe." Literally, the most I ever paid was like $150/month for a family of 3 and that included 80% coverage for cosmetic surgery. County assistance insurance, if you don't have it with your job, covers all non cosmetic surgery and most treatments. Like the actual*** cost of US HC is astronomical....but most people just dont pay it. Bankruptcy? Your literally agreeing with me....we don't pay it, that's what bankruptcy is, our POTUS has gone bankrupt 7 times IIRC. German worker protections? Absolutely I envy that. But, US health-care, while bloated (charging $60 for a ginger ale for example) isn't how its portrayed online.
Habebe rank	Mon Feb 23 03:55:40 Im also not arguing that US HC is great... its a scam IMHO. We have people argue that the free market should allow medical companies to charge whatever they want. But then, also force you to only buy from them, and follow absolutley nothing remotely resembling a free market other than that one caveat. Absolute horse shit. But you see these ppl online who think you will get denied coverage....my dad has probably had $20 million in medical bills that he doesnt pay for...medicaid, or care, forget which one.
Paramount rank	Mon Feb 23 08:40:51 US special envoy to Greenland Jeff Landry writes on X that Greenland's Prime Minister Jens-Frederik Nielsen should be ashamed, Danish media reports. This after Nielsen said no thanks to the hospital ship that Donald Trump said he would send to Greenland. Landry writes that he has “talked to many Greenlanders” about their everyday problems and that the issue of healthcare often comes up. “A healthy Greenland is crucial to US national security,” he further writes. TV2 points out, however, that Landry has not visited Greenland since he was appointed special envoy in December last year. However, he was recently visited by Greenlandic Trump supporter Jørgen Boassen. - - If it is a national security issue, the US needs to go in and kidnap Nielsen. Maybe Jørgen Boassen can be installed as a new PM?
Seb rank	Mon Feb 23 09:16:30 Habebe: Maybe it's good enough to cover that bad case of Stockholm syndrome you've got?
Forwyn rank	Mon Feb 23 16:43:00 "You can and do get denied cover for certain conditions, and co-pays can bankrupt you. That just doesn't happen in Europe." Sure, they just die in months of triage and waiting periods
Habebe rank	Mon Feb 23 17:02:07 Seb, I had a double hernia surgery, extensive dental work, physical therapy and my meds are all free or $1. All in the last 10 months or so, I waited a total of 5 weeks to have my hernia surgery? I can see a PCP by walk in, and wait 10 minutes, no appointment neccesary....Vastly different from what is portrayed in soial media pf people forced to eat ramen and dog food because they needed life saving medical care.
williamthebastard rank	Mon Feb 23 17:04:06 But your anecdotal evidence has no meaning compared to stats. Its like saying "I won $1,000,000 on the lotto so that must be how it is for everyone in the USA"
Habebe rank	Mon Feb 23 17:04:12 Europe pays higher taxes, for there HC. Now, generally (alot variance by nation I presume) that gets shifted onto wealthier people. Here in the US, the lower income ppl basically get free unlimited HC and maybe pay $1 for meds.
williamthebastard rank	Mon Feb 23 17:05:07 It doesnt escape 500,000 bankruptcies a year, mainly hitting people with insurance.
Habebe rank	Mon Feb 23 17:06:49 Wtb, Its not JUST me. Thats literally how the US system works. If you are under, like $1500 per person, more if pregnant etc. You get basically all your HC free.
Habebe rank	Mon Feb 23 17:07:16 Bankruptcy proves.my.poiint. They got care for.free.....
williamthebastard rank	Mon Feb 23 17:08:55 Wut?
Habebe rank	Mon Feb 23 17:09:50 So, about 1/4 of the US population.
williamthebastard rank	Mon Feb 23 17:10:08 "Hey, 500,000 bankruptcies a year are in fact a GOOD thing!"
Habebe rank	Mon Feb 23 17:12:39 Bankruptcy literally means they gor the care, and did not pay. Not that different from what I did with my IRS debt. I showed my taxable income was less than $100k, took deductions for applicable wrote offs and bam, my $11k I owed to the IRS was wiped out....clean slate.
williamthebastard rank	Mon Feb 23 17:12:44 The ironic thing is even if Greenlanders were dying to become a part of the USA, the ONE thing above all other things they would not want is to swap their health care system for the Usian system. There is nothing American that has lower regard in the rest of the rich countries of the world than the US health system.
Habebe rank	Mon Feb 23 17:16:09 I suspect Bankruptcy is alot dofferent in Europe. I did a quick search on AI and got this. German proceedings prioritize selling assets to cover costs first, with creditors' committees involved early �. US filings trigger an automatic stay halting collections, enabling negotiations
williamthebastard rank	Mon Feb 23 17:25:49 Yes, according to AI, its easier in W Europe "Western Europe tends to prioritize gradual repayment and rehabilitation, with stronger protection of basic assets but longer and more controlled processes."
Seb rank	Mon Feb 23 17:27:30 Habebe: Look the OECD has statistical methodologies for accounting for the different funding mechanisms in different countries to create a fair comparison. We aren't going to tube Goldstein anything better here or also remember something they've forgotten. The US pays more per head for healthcare and worse outcomes. It's a robust result.
Seb rank	Mon Feb 23 17:28:17 Also bankruptcy means it's wiped out their savings , other assets, and fucked their creditworthiness. It's not exactly "free".
williamthebastard rank	Mon Feb 23 17:29:42 "Where does a private person who gets hit with bankruptcy get more protection, i.e. risk of homelessness, poverty etc, USA or Western Europe A private person facing bankruptcy generally gets more protection in Western Europe than in the U.S. ... Conclusion: In terms of avoiding homelessness, maintaining basic living standards, and being shielded from extreme poverty, Western Europe provides stronger protection for private individuals than the U.S."
williamthebastard rank	Mon Feb 23 17:32:15 "Medical bankruptcy is a major driver of personal financial crises in the U.S., and it can contribute to home loss Medical debt prevalence: Studies show that ~60% of U.S. bankruptcies involve medical debt either as a primary or contributing factor. Home loss: Research indicates that roughly 20–30% of individuals filing for bankruptcy due to medical debt lose their home (through foreclosure or forced liquidation of assets). Source: Studies by the American Journal of Public Health (2019) and Harvard’s Medical Bankruptcy Project. Summary Medical bankruptcy is the leading cause of personal bankruptcy in the U.S. Among those filing, about 1 in 4 may lose their home, though this varies by state and exemption laws. Losing a home is more likely in states with weak asset protection laws or when the household has significant equity in the home."
williamthebastard rank	Mon Feb 23 17:33:20 So around 150,000 people become homeless each year in the US due to medical bills.
williamthebastard rank	Mon Feb 23 17:38:07 Its simply a fact that W European countries have constructed a society that is gentler in most situations to people who fall on hard times. Thats the entire point of why we pay more taxes and therefore the entire logical outcome.
Habebe rank	Mon Feb 23 17:39:12 Seb, We absolutely "pay" more, just not out of pocket, no argument there. As for bankruptcy, it's absolutely different in the US. Germany makes you sell off your shit. Here its alot more.debtor friendly.
williamthebastard rank	Mon Feb 23 17:40:25 Chat GPT completely disagrees with you being more debtor-friendly. We pay more taxes than the US and less to the military, because we use more money for resources for civilians falling on hard times. The USA feels those resources should be spent on things like the army instead, and thats what you get.
williamthebastard rank	Mon Feb 23 17:42:05 You spend more on the military, and guess what - that gives you a stronger military. We spend more on welfare protection and guess what - we get stronger welfare protection
Habebe rank	Mon Feb 23 17:43:45 German bankruptcy primary focus-Liquidation and creditor repayment. US bankruptcy primary focus-Reorganization or fresh start
Habebe rank	Mon Feb 23 17:43:45 German bankruptcy primary focus-Liquidation and creditor repayment. US bankruptcy primary focus-Reorganization or fresh start
williamthebastard rank	Mon Feb 23 17:44:33 Youre making stuff up based on one line that doesnt even say what you want it to say.
williamthebastard rank	Mon Feb 23 17:45:25 Not to mention Germany isnt Western Europe
Habebe rank	Mon Feb 23 17:46:56 Literally copied and pasted from perplexity (AI)
Habebe rank	Mon Feb 23 17:50:02 Germany being the largest and most populated nation in the EU Inused it as a proxy. Kind of how medical debt is different state to state.
williamthebastard rank	Mon Feb 23 17:54:59 Its only a small part of W Europe. ""the quote you posted is essentially accurate, but it’s a simplified summary. Let me break it down carefully: In Privatinsolvenz (personal insolvency), the trustee reviews and can sell *non-essential* assets before the repayment plan fully begins. Creditors are notified early and can participate in discussions or committees, especially for larger debts. Caveat: “Selling assets first” applies to non-essential assets. "
Habebe rank	Mon Feb 23 17:55:59 The US bankruptcy system is more debtor-friendly than Germany's. This stems from the conversation on their differences, where the US emphasizes reorganization and fresh starts while Germany prioritizes creditor protection and liquidation �.Core ReasonsUS law offers Chapter 7 for quick debt discharge and Chapter 11 for debtor-in-possession restructuring with an automatic stay on collections, giving debtors significant control �. Germany’s Insolvency Code (InsO) features court-appointed administrators, stricter timelines, and harder discharges—often leaving residual debt after 3-6 years—making it creditor-oriented
williamthebastard rank	Mon Feb 23 17:56:42 Its only a small part of W Europe. You cant use it as a proxy since the laws are different in different countries. I asked Chat GPW to look at the sentence you posted: ""the quote you posted is essentially accurate, but it’s a simplified summary. Let me break it down carefully: In Privatinsolvenz (personal insolvency), the trustee reviews and can sell *non-essential* assets before the repayment plan fully begins. Creditors are notified early and can participate in discussions or committees, especially for larger debts. Caveat: “Selling assets first” applies to non-essential assets. "
williamthebastard rank	Mon Feb 23 18:01:21 Where does a debtor get more protection during personal bankruptcy, Scandinavia or the USA? The level of protection a debtor receives in personal bankruptcy differs substantially between the USA and Scandinavian countries, and generally, Scandinavia provides stronger protections for debtors. Let me break it down: ... Bottom line: In Scandinavia, personal bankruptcy is designed to protect the debtor’s living standards and offer real rehabilitation, whereas in the USA, bankruptcy is more structured around asset liquidation and repayment prioritizing creditors. So, a debtor generally gets more protection in Scandinavia.
williamthebastard rank	Mon Feb 23 18:02:49 Where does a debtor get more protection during personal bankruptcy, France or the USA? When comparing France and the USA, a debtor generally receives more protection in France during personal bankruptcy. Here’s a detailed breakdown: ... Bottom line: France’s system is more protective of the debtor’s essential assets, shields them from aggressive creditor actions, and emphasizes debt rehabilitation rather than punishment.
Habebe rank	Mon Feb 23 18:07:18 Bottom line, the US has a vastly different "bankruptcy" than most of the EU. From AI The US is more debtor-friendly than the EU in general. This holds true even when examining non-German EU nations, where systems prioritize creditor protection over quick debtor relief.Examples from Non-German EU NationsIreland ranks among the more debtor-friendly EU countries, offering personal insolvency options like Debt Relief Notices with discharges possible in under a year, yet still requires court oversight and asset surrender unlike US Chapter 7's rapid fresh start �. France's procedures involve mandatory administrator involvement and multi-year repayment plans (e.g., via sauvegarde or redressement judiciaire), with discharges often taking 4-7 years—far stricter than US timelines �. Italy imposes tough eligibility (illiquidity proof) and favors liquidation over reorganization, with reforms adding some flexibility but retaining creditor committees that limit debtor control US ContrastUS Chapter 11 allows debtor-in-possession autonomy and automatic stays, enabling operations during restructuring—features EU nations emulate partially but implement with more restrictions despite harmonization [prior context]�. EU-wide, even progressive cases lag US leniency.
Habebe rank	Mon Feb 23 18:08:15 The US is more debtor-friendly than France. This aligns with our ongoing comparisons of US Chapter 7/11 flexibility against EU systems, including France's stricter, job-preservation-focused approach �.Key DifferencesUS bankruptcy allows quick Chapter 7 discharges (months) and Chapter 11 debtor-in-possession control with automatic stays, prioritizing a fresh start over creditor demands [prior US details]. France tests for cash insolvency (cessation des paiements), mandates court-appointed administrators, and favors business/job continuity via sauvegarde or redressement judiciaire—often spanning 6-18 months observation plus repayment plans lasting years �.
williamthebastard rank	Mon Feb 23 18:10:47 Where does a debtor get more protection during personal bankruptcy? Rank western european countries and the USA Strongest Debtor Protection Countries where bankruptcy emphasizes debtor rehabilitation and preserves essential living standards: 1 France Over-indebtedness procedures; essential assets (home, furniture, professional tools) protected; repayment plan with partial debt forgiveness; social safety nets reduce hardship. 2 Sweden Debt repayment plan for 3–5 years; most essential assets protected; focus on rehabilitation; creditors have limited leverage. 3 Denmark Similar to Sweden; emphasis on repayment plan and debtor survival; essential property protected; strong welfare system. 4 Norway Repayment plans over 5 years; essential property preserved; aggressive creditor actions restricted; social welfare support. 5 Germany Rank Country Key Features 6 Belgium Repayment plan approach; court protects essential assets; lengthy procedure; partial debt forgiveness possible. 7 Netherlands Debt restructuring over 3–5 years; essential assets mostly protected; creditor actions limited; discharge after completion. 8 Switzerland Lower Debtor Protection 9 United Kingdom Bankruptcy lasts 1 year; some assets may be seized; income contributions required for 3 years; welfare protects basics but creditor enforcement still significant. 10 USA Asset-based exemptions vary by state; non-exempt assets can be seized; Chapter 13 repayment plans mandatory for retaining assets; long-term credit report impact; relatively less social safety net. 11 Ireland Bankruptcy lasts 1 year but can extend; assets may be liquidated; some protections exist but creditor leverage is strong. Summary / Key Insights trongest protections: France, Sweden, Denmark, Norway, Germany → focus on rehabilitation, essential assets protected, social safety nets strong. Moderate protections: Belgium, Netherlands, Switzerland → debtor keeps essentials but procedures are more formal, repayment plans mandatory. Weakest protections: USA, UK, Ireland → creditor-focused, asset seizure more common, less debtor rehabilitation. Overall: If you prioritize protection of living standards and debt forgiveness, Western Europe generally ranks higher than the USA. The USA gives a “fresh start” legally, but debtors often lose more property and face harsher consequences.
Habebe rank	Mon Feb 23 18:11:38 Im also not leading the AI questions. Inliterally asked "Which is more.debtor friendly, france or the Us?)
williamthebastard rank	Mon Feb 23 18:13:23 This isnt leading. How can you possibly say thats leading??? Copy and paste this question that I used: Where does a debtor get more protection during personal bankruptcy? Rank western european countries and the USA
Habebe rank	Mon Feb 23 18:13:50 It can stare you in the face and you just cant see it...ok Got a.snow day here, but about to frab lunch andnthen I have a zoom meeting for work...might go watch some news.
Habebe rank	Mon Feb 23 18:15:29 I typed in "Which has more debtor protections" to my ongoing convo. . The US provides more debtor protections than France. This continues our analysis, where US law emphasizes rapid relief and autonomy, while France prioritizes business continuity and creditor safeguards �.US ProtectionsChapter 7 enables swift asset liquidation and debt discharge within months, often with minimal ongoing obligations. Chapter 11 grants "debtor-in-possession" status, allowing control over operations and negotiations under an automatic stay that halts all creditor actions immediately [prior US details].French ApproachFrance requires proof of cash insolvency (cessation des paiements), triggering court-appointed administrators who lead proceedings like sauvegarde (protection) or redressement judiciaire (recovery). Discharges involve lengthy observation periods (6-18 months) plus multi-year repayment plans, with limited debtor input—courts favor job preservation over pure debtor relief �.France scores low on creditor protection internationally (favoring debtors indirectly via equity/job focus), but its rigid oversight and delays offer fewer direct debtor safeguards than the US flexible model
williamthebastard rank	Mon Feb 23 18:25:16 I copied and pasted your claim: "Which has more debtor protections france or the USA? Between France and the USA, France offers significantly more protections for debtors during personal bankruptcy. Here’s why: ... Bottom line: France provides stronger debtor protections than the USA, prioritizing rehabilitation, protection of essential assets, and limiting creditor power, while the US system is more creditor-friendly and asset-risking.
Habebe rank	Mon Feb 23 18:25:54 I just think that the US looks at debt and bankruptcy vadrly different. Here, you really don't have to pay back the money. Trunp filed (I should double check) like 7x. And just doesnt pay. He may have borrowed more money than he has made TBH.
williamthebastard rank	Mon Feb 23 18:27:40 I had to add "France or the USA" when I copied and pasted your question, so you must have edited your question to get a response pertaining to France
williamthebastard rank	Mon Feb 23 18:32:14 "If you want, I can also show a concrete example comparing what a typical indebted individual keeps in France vs. the USA—it’s surprisingly illustrative. Do you want me to do that? France: Home is usually protected if modest. USA: Home is only partially protected under state exemption limits. France: Basic furniture and appliances are fully protected. USA: Limited exemptions; some furniture or appliances may be sold. France: Car is often protected if needed for work. USA: Car exemptions exist but are limited by value. France: Tools and equipment needed for work are protected. USA: Tools are protected only up to state exemption limits. France: Debts can be partially or fully forgiven after a repayment plan. USA: Unsecured debts may be discharged, but secured debts remain. France: Creditor actions, like garnishments, are limited. USA: Aggressive repossession and garnishment are allowed for non-exempt assets. France: Social safety nets are strong, reducing financial hardship. USA: Social safety nets are limited and mostly means-tested. Summary: In France, debtors keep essential assets and can have some debts forgiven, while in the USA, debtors face stronger creditor actions and may lose non-exempt property. If you want, I can make an ultra-compact version in just one sentence per country that’s easy to memorize. Here’s an ultra-compact version: France: Debtors usually keep their home, car, furniture, and work tools, face limited creditor actions, and can have debts partially forgiven. USA: Debtors may lose non-exempt property, face aggressive creditor actions, and only unsecured debts are fully discharged. This captures the main difference in one sentence per country.
Habebe rank	Mon Feb 23 18:33:11 Now, general workers protections? Yes, 110% I envy the EU in general, especially Germany (mainly.be ause Im more familiar with German policies than the rest)
williamthebastard rank	Mon Feb 23 18:37:26 We're going to have stronger civic protection basically in all areas, because thats what we've focused our tax resources on - youre going to have stronger military protection because thats what youve focused your tax resources on. Its pretty obvious.
Seb rank	Mon Feb 23 19:37:20 Habebe: You are seriously telling me there's no consequences to bankruptcy in these us?
Habebe rank	Mon Feb 23 19:43:32 Seb, Im saying it's minimal and based on giving debt releif instead of actually paying back debt like most EU nations. Id imagine the UK is a bit more lenient than EU as well. It stays on your credit for 7-10 years, making it harder to get new loans and higher interest rates. US bankruptcy offers significant relief but comes with serious long-term downsides. These negatives impact credit, finances, and lifestyle for years, despite its debtor-friendly design.Credit and Borrowing DamageA Chapter 7 filing stays on your credit report for 10 years, dropping your score by 100-200+ points and leading to high interest rates or loan denials �. Chapter 13 lasts 7 years, still complicating mortgages, rentals, or new credit—lenders see filers as high-risk �.Asset and Debt LimitationsNon-exempt property (e.g., luxury items, second homes) may be sold in Chapter 7 to pay creditors, though many assets are protected �. Not all debts discharge: student loans, taxes, child support, and fraud-related obligations remain, limiting full fresh starts
Habebe rank	Mon Feb 23 19:48:59 WTB, I think the US model, structurally looks at debt and bankruptcy differently though. Its absolutely encouraged to have debt in the US, we also build into the system that alot of debt will never be paid, where as EU IMHO seems to look at it more as a fiscal responsibility issue. Also, all that military spending? ALOT of it works as a giant welfare system for veterans.
williamthebastard rank	Mon Feb 23 20:25:53 Im willing to bet money that if you copy and paste this sentence to a well-known bot such as Chat GPT: "Where does a debtor get more protection during personal bankruptcy, France or the USA? Give a brief summary and end the post with a time stamp for that post" and post a screendump of that post, you'll get an answer that agrees with me
williamthebastard rank	Mon Feb 23 20:29:58 http://imgur.com/a/Ll2tF6S
Seb rank	Mon Feb 23 20:48:22 Habebe: I am still not following. It seems like you are saying "yeah, medical bankruptcy is a common feature of the US system, but you don't actually have to pay millions of dollars, it merely fucks up your finances and erodes your long term financial health and standards of life, rather than reducing you to utter penury like it might in some European countries". I don't know how to say it, but that's a really shit argument. That's still awful compared to the rest of the developed world.
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