Utopia Talk / Politics / Poll - Do you have credit card debt? OT

jergul rank	Sun Jun 21 17:59:55 I thought I would ask the following two questions: 1. Do you currently have interest carrying credit card debt? 2. Have you ever had interest carrying credit card debt?
Rugian rank	Sun Jun 21 18:00:46 Do I look like a poor? No.
Allahuakbar rank	Sun Jun 21 18:05:09 Credit cards with interest are haram.
jergul rank	Sun Jun 21 18:05:13 1. Nope 2. Nope I think it one of the advantages of the secular lutheran culture that I just follow from gut instinct. Historically adverse to debt for trinkets. Credit card debt here is 1500 USD per capita, compared to 7000 in the US.
Sam Adams rank	Sun Jun 21 20:53:15 Obviously not. Even when I was poor (grad school), my IQ is higher than 87.
Seb rank	Sun Jun 21 23:08:59 If you count the balance transfer fees (3% every 24 to 32 months) then yes. Otherwise no - there's much better ways to borrow them cc.
Cherub Cow rank	Sun Jun 21 23:53:54 It's funny that jergfag's thought processes are so childishly transparent that you can pretty clearly detect that it occurred to him that.. • "debt is slavery" so • "anyone with debt is a slave" therefore • "I do not have debt, so I am not a slave" I.e., "Take that, CC! I'm not a slave after all!" Whereas, no, that is retard logic. This again points to the fact that people with slave morality are not just slaves but enslavers. E.g., jews have slave morality (that is their only morality), yet jews often have no debt. The vehicle for this is clearing their own debt with debts leveraged upon others (e.g., Kapparot logic, usury). Like jergfag, it is instinctively against them to have debt, but they freely use debt to destroy others while evading their own Good Works. They build nothing. They have no conscience. They offload their evils to others. In the case of Norway, Norway is established as a country which is in full cooperation with this jewish slave morality**. Naturally, despite jergfag's mention that Norwegians have less debt per capita, this is largely because nations are tremendously in debt to Norway. I.e., Norway is using jewish debt schemes to enslave nations on behalf of jews (debt co-dependence is a jew's method of destroying national sovereignty). Norway holds trillions in debt over the heads of these United States, Japan, United Kingdom, Germany, and France. Norwegian prosperity and indeed almost their entire retirement fund is due to their adoption of jewish enslavement schemes which debase these indebted nations while allowing Norwegians to live jewish lifestyles (producing nothing but suckling the teat of producers). Norwegian gold is measured in foreign sweat. Lutherans, of course, are one of the worst peoples in the world, so they are a good fit for Norway's adoption of slave morality. The primary enslavement dogmas of subverted Christianity are Lutheranism, Calvinism, the anti-Christ on his seat in Rome, evangelism, and various forms of "Christian Zionism" (heretical anti-Christ non-Christians). All of these attempted a carbon-copy of jewish slave morality, including jewish debt schemes. They often will oppose debt for their "chosen" classes but "okay" debt for all non-followers. Hence, they will gladly leverage the debts of nations for jewish objectives, destroy and indebt their own people on behalf of jews or their "special elect" (who are just jewish slaves themselves), and liquidate all defiant bloodlines so that the remaining slaves are more compliant with jewish secular beliefs, since the secular serves jewish messianic totalitarianism. TLDR: jergfag was once again trying to spin his slave morality but stepped right on the same rake as always. jergfag is a slavish enslaver who has no Good Works to speak of. Like many Lutherans, he has no work ethic, no mind for creation, no conscience, and no problem subjugating people for his leisurely sins. *(the slavish believe that one can only be a master or a slave, which jergul admitted was his belief in another thread; he claimed he held "master morality", which in truth refers to someone with slave morality who enslaves and debases others; jergul walked into this dialectic trap due to his low-IQ.) **(Norway is 3rd in the world for compliance with the jewish ESG scheme; they currently have a 95.9% governance compliance score; these United States are at 29th place and 73.3% (which is better); there's a sweet spot between being high in the list (being jewish slaves), being low in the list (being a dysfunctional 3rd world shithole), and having a 1st world nation that is not fully compliant with jewish schemes.)
Turtle Crawler rank	Mon Jun 22 01:25:22 Eww no, I'm not a pour. I'm a lutheran well on my way to build generational wealth so my decendents will have all that gold from the sweat of others. you know what it says: For God gives wisdom and knowledge and joy to a man who is good in His sight; but to the sinner He gives the work of gathering and collecting, that he may give to him who is good before God. Usury is a no no though, don't loan money to people who are depenedent on working to pay you back. Who knows if they will or won't? Instead loan them money in exchange for everything they have. You purchase the assets while they waste the money in ways that also comes right back to you.
Cherub Cow rank	Mon Jun 22 02:31:37 [Turtle Crawler]: "You purchase the assets while they waste the money in ways that also comes right back to you." lulz. That's what the jews did before they were justly and correctly expelled from England in 1290. We are getting close to another expulsion, I hope. They are such a depraved people.
Turtle Crawler rank	Mon Jun 22 02:56:08 Yeah the Jews get expelled for bad behavoir. The Lutherans, on the other hand, would be the people doing the expelling.
Habebe rank	Mon Jun 22 03:40:32 I keep a small balance card that is only used to for autopayments and then gets paid right off. Purely to build credit, never used it for an item I just wanted and wished to pay for later.
Im better then you rank	Mon Jun 22 04:46:48 1)No 2. Occasionally-currently my main source of income is onlyfans which can be inconsistent.
Cherub Cow rank	Mon Jun 22 05:24:22 [Turtle Crawler]: "The Lutherans, on the other hand, would be the people doing the expelling." We could hope, but after Martin Luther exposed jews in his own time, jews exacted revenge by corrupting most of Lutheranism into jewish slave morality. Hence, many of these slavish Lutherans believe in the deranged ideology of jews, such as.. • the existence of a special elect (pure Satanist/Anti-Christ and Canaanite behavior, btw), • leveraging debts to seize the possessions of others (e.g., predatory lending), • the jewish scheme of intentionally devaluing others' labors in order to acquire their works for free (e.g.; trashing a neighborhood to bring down its property value, convincing others to move out, condemning those properties, buying those properties for pennies at auction, demolishing the homes, and building some soulless fortress designed to survive their inevitable favela society), • not building anything beautiful (e.g., synagogues all look like hot shit, as do most Lutheran churches), • destroying the society around themselves for momentary gluttony, • liquidating and enslaving enemies of the jew by using a "universalist" religion as a genocidal weapon (e.g., anti-White "Christians"/"Lutherans" who are okay with the genocide of White people so long as the brown bio-mass is "Christian"/"Lutheran" — a scheme which is designed not just to stop at White genocide but continue to a global Christian genocide which paves the way for jewish messianic totalitarianism (i.e., even the brown "Christians" will be genocided; these Lutherans pave the way for even their own annihilation and at best think it's funny that they might die last, since they're resentful psychopaths of a death cult who think it's "winning" to die *after* their betters — but to still die!)) • belief in an eternal debt (the jewish Paul's heresy) These depravities are pure jewish psychopathy, but you'll see Lutherans engaging in them. The result is that most Lutheran churches look like painted sheds or postmodern (jewish) monstrosities, similar to how roadside scammers would envision their temples ("[There's so much space for fake watches in this bad boy!]"). Lutheran societies typically end up gouged shit-holes because they've all scammed each other into laziness, since anyone who actually produces Good Works will have those works scammed away by some scamming fuckhead from his own church who spends more time trying to figure out how to scam his brothers than lifting a finger for himself, so they figure, "[What's the point in actually being sincere and making something beautiful if the lobsters-in-a-bucket at my own church will just pull it down? I'll just be a contrarian shithead like the rest of these fucktards, and none of us will ever improve. We'll take revenge on each other by making sure that none of us have anything to offer ever]". They're effectively the "Western" version of Dot-Indians with stolen goods trying to scam each other into paying more than they each know that their garbage is worth ("[I found this water bottle in the trash and filled it with bilge water, and I'll use it to scam this guy out of his Little Debbie box that he filled with sand!]"). They're a dishonest and malevolent people who are wholly incompatible with the West and should be deported with their foreign slave armies. They've basically just become jewish outposts designed to open the doors of society as a rearguard if other jewish deceits face any setbacks. If somehow Lutheranism became the undisputed religion of the world, the highest technology would be a candle, and people would be afraid to burn those candles even for themselves because someone might see a light in the world and run in from the dark like a 28-Days-Later zombie to snuff it out. I've only seen one "based" Lutheran, and that's Corey Mahler ( http://x.com/CoreyJMahler ), but he still falls into these same jewish traps when pushed. He's anti-jew on most issues, but he embraces the jew Paul's debt structure (a heretical concept which polluted Catholicism for centuries). Naturally, he's anti-Nietzsche as well, since Nietzsche exposes the flaws of heretical Lutheranism (Nietzsche was raised Lutheran and made a project out of purging *all* jewish elements, which eventually caused him to see Lutheranism as a lost cause). Mahler is also anti-pagan, which is more of that Lutheran "special elect" psychopathy which paves the way for White genocide. So for someone to be Lutheran and *not* a kikeslave, they'd basically have to reject both debt for themselves and debt's use to enslave others on behalf of themselves. They couldn't be these kinds of twisted fucks who think that it's funny to steal people's possessions and rationalize it as some cosmic joke that those people fell for it by trusting them to lend in good faith ("[This idiot let me seize all his assets! I guess he deserved it for trusting a fucking evil psycho like me! Sucks to suck! If I hadn't been a fucking evil thieving psychopath, some other fucking evil thieving psychopath would have done it!]"). They would have to actually affirm and preserve art rather than demolish and reduce it (i.e., no more of those faggoty postmodern churches). They would have to reject Paul's heretical debt by spiritually flipping the tables. And they would have to recognize the importance of the West's connection with its pagan familial powers, since Christianity that rejects paganism is just a jewish Trojan Horse. But to return to Nietzsche, these all turn out to be too-tall orders for most Lutherans, since their churches have been subverted since the jews left their ghettos in Germany post-1671. Most modern Lutherans fail to look back to versions of their faith before that, so they're just parroting jewish bullshit from at best 90 years ago (pre-WWII agitprop). Trying to fix most Lutheranism is like trying to remove full-body metastasized cancer with a butter knife.
kargen rank	Mon Jun 22 05:50:42 I only had to pay interest once and it was on a less than $100 balance. I forgot to schedule a payment before I went on a two week camping trip where I had no access to anything electronic.
Sam Adams rank	Mon Jun 22 06:50:10 Ya that doesn't count. We all forget to pay a bill every once and a while.
jergul rank	Mon Jun 22 09:39:09 CC Jews were Constitutionally barred from entering Norway for a while along with Jesuits. Factually and sadly for you, Norwegians and Sami are the best. Avoided having the slave mentality bred into us for 80+ generations you see. Your mistake is blaming Jewish people for the travails Feudalism inflicted on your genetic core. Sucks, I know, but real humans still exist. Oh and debt is fine. Debt on stupid shit you do not need is not. Unrepayable debt is slavery.
jergul rank	Mon Jun 22 09:40:59 Kargen Dummy is correct for once. You are excused. I cannot swear a payment crossed a debt charge back in manual days either.
jergul rank	Mon Jun 22 09:56:39 TC That would have been a good question. Have any of you ever charged interest lending money to anyone (any physical person)? Me? Nope. I may have accepted a 6-pack of beer or a bottle of wine after the fact though. CC A core tenant of Læstadianism (the Sami version of Lutheran faith) is to avoid unrepayable debt, and very specifically to avoid spending money on stupid shit. As anti-slavery as it gets. Also, how is a Lutheran variant adapted to indigenous needs not embracing Paganism? The Sami have remnants of Pagan faith in common expressions and mixed throughout daily life incidentally. Jewish people were bared from entering Norway specifically and constitutionally (1812) from 1650 to 1853. The Jesuits until 1956 when we had to remove that constitutional paragraph to align with European human rights. Not that either mattered or was good, but you could draw your conclusions from that if you like. I think you need to come to grips with me being your ideal human in many ways (I just picked up another 100 acres, because, well, yes, why not?). The moral of that story - be careful for what you wish for, you will not like it :).
jergul rank	Mon Jun 22 10:00:14 You do remember that all Northern-Norwegian Jewish people were deported to their deaths, right? All 35 of them. A tragedy and a travesty (Sweden is right next door, something could and should have been done). But let that number sink in: 35.
Sam Adams rank	Mon Jun 22 10:34:04 I mean 35 Jews would have raised the average IQ of the jerguls by like 28 points
jergul rank	Mon Jun 22 10:44:30 Dummy, nope. I was given access to my conscription induction IQ tests by an admin concript who up until that point thought he was the smartest man in the room :).
Sam Adams rank	Mon Jun 22 14:40:38 I mean it's norway how hard can that be
Cherub Cow rank	Mon Jun 22 18:46:43 [Sam]: "I mean 35 Jews would have raised the average IQ of the jerguls by like 28 points" Sadly, the myth of jewish high-IQ is a total fabrication by jews. It's just plain nepotism. You can look at Minnesota's Somalian community to see that nepotism is all it takes. A bunch of liars lying for each other can make great parasites even with an average IQ of about 68, which is why such parasites are so often correctly ejected from society. You can look at the average Torah study program and see a bunch of jews rocking back and forth to pretty vividly realize that you're not looking at smart people. [jergul]: "I think you need to come to grips with me being your ideal human in many ways" rofl. top kek. Last Man nihilists without an ounce of sincerity such as yourself will never be the ideal of anyone outside of that death cult. [jergul]: "Factually and sadly for you, Norwegians and Sami are the best." You can say this lie (completely unsubstantiated) because you are a slavish deceiver who has used the jew's morality your entire life. You have not once exceeded it in your entire time in UP. Whereas, as I substantiated, jews themselves rate Norway as the third most jew-compliant nation in the entire world (95.9% compliance). That is a factual metric, and you cannot contend with it; jews don't even think it's a fair fight. They're liquidating Norwegians, and Norwegians just take it. jews already pushed the non-Euro foreign population of Norway to more than 13.5%, and Norwegians are so cucked that they don't even care that the largest demographics of this 13.5% are Somalians (fraudsters who were imported to steal from Norwegians) and Pakistanis (rapists who were imported to rape Norwegian women and children). The Right-wing represents the survival of a nation, but Norway basically doesn't even have one; Norway has no survival instinct, and their jew-controlled media makes sure that none emerges. (Or are you claiming that you vote for Right-wing parties such as FrP? lol!) It's a bunch of death-cultists voting for oblivion via left-wing parties. Anders Breivik even correctly identified that Norway had fallen to jewish control back in 2011 in his talk of cultural Marxism, even trying to give jews a way out by at least allowing Norway to deport Muslims, but he was the last gasp of Norway's ability to put up a fight — 15 years ago. So, naturally, Norwegians with their glassy eyes just marched on dutifully to the jewish ESG scheme, continuing to import the jewish golem of Islam so that the knives would creep ever closer to Norwegian throats. Total compliance. No fight. So despite your weak attempt to lie by saying that you're some genetic super-species (rofl), you're just willfully accepting foreigners who were brought in to genocide all White people. Every time you use thought-terminating cliché such as "racist" or vote for a left-wing party that extends social services, you're just furthering a system designed to give Norway's power to foreign invaders who in turn are meant to give it to jews. Leftists stupidly think they're voting for social services to improve their lives, but then the floodgate opens for those services to be given to foreigners *before* nationals, and eventually nationals don't get any at all because they couldn't hold onto their own nation. Suddenly your free medical care has a long long of foreigners making sure that you don't have any medical care at all. I.e., having your subverted left-wing ideology (jewish slave morality) simply ensures that — whatever genetics you think you have — they will be liquidated. jews are literally calling Norwegians "nazis" to set the stage for this, even despite all of your compliance. It is jews themselves who are funding left-wing governments who support Palestine, since support for Palestine is how jews will justify the mass-killings of leftists once those leftists have finished destroying their own nations. And if Norway's emerging Right-wing somehow succeeds, you will not be able to take credit for that, since you betrayed them at every step of the way and showed that you are not of that genetic species. [jergul]: "Your mistake is blaming Jewish people for the travails Feudalism inflicted on your genetic core." Your jewish gibberish here seems to be based on some belief that my people were subjugated by feudalism or jewish dysgenics. Very faggoty assumptions and pretty clear projection. It's probably more pathetic than williamthecoward's desperate mud-slinging. [jergul]: "Oh and debt is fine." False. Debt is an absolute evil used by Satanists and Canaanites. It is the perfect proof of your slave morality and your willing corruption of Christianity that you believe otherwise. Whereas, a people who neither needs to be in debt nor afflicts debt upon others is able to breed themselves into self-reliance, Good Works, and Great Creative Deeds. All of these are, of course, never seen in the Lutheran. [jergul]: "Have any of you ever charged interest lending money to anyone (any physical person)? [/] Me? Nope." Then surely you do not draw wealth from Norway's "Government Pension Fund", which is the incurred debt of jewish asset-management schemes? Lol. We know you do. Norwegians will sit on trillions in debt incurred by jewish bankers and watch all of it slide out from under them and become devalued by the jew's rising post-economic state, but then pretend that that nest egg is itself some debt-neutral extraction. "[Hur hur, the government just pays me. I didn't lend anyone money!]" Retarded shitlibbery. Meanwhile, Norway's total cooperation with ESG means that the oil wealth that they think is their own will itself be liquidated for their "green" initiatives. Their involvement in the Paris Club ensures that all of that wealth will go to "helping" nations such as Somalia.... by importing Somalians to liquidate Norwegian sovereignty. I.e., Norwegian ESG cooperation means funding "Global South" nations who are being empowered to destroy Western nations such as Norway. Like most ESG nations, that stolen wealth goes to nations like Pakistan so they can justify sending you rapists, to nations like Sudan so they can send you stabbers for your streets, to nations like China for the building of drone swarms that will suicide into Western peoples, to nations. All that prosperity you think you have is sliding out from under you, and your jewish slave morality makes sure that that continues. All of that "easy mode" wealth that you think is yours is in truth the ease of the fraudsters in their taking it from you. When a migrant hotel for Somalians needs to be built on your land, it will suddenly not be yours, and with your dull eyes you will accept it and somehow brag about it. Your own ideology assures that your genocide cannot be opposed. TLDR: jergfaggot: "[I am not a slave! Being in full cooperation with this jewish asset-extraction scheme is very genetic-super-solder logic!!]"
jergul rank	Mon Jun 22 20:13:43 Last man nihilist? Not at all. I simply recognize the viral aspect of modern civilization so elequently outline by Malthus. If you allow me to paraphrase from memory: As resources [food in his old version] increase arithmatically and populations geometrically, human populations will ultimately be checked by misery and strife. I am quite sure ideal societies of any type, perhaps even yours, are best reached when global populations reach Roman era levels of density. So 300 million globally give or take. You are genetically absolutely from a feudal background lasting close to 100 generations. Debt is the only way of aquiring certain expensive items. Nobody is drawing from the Pension Fund. The Norwegian State continues to transfer net revenue from oil and gas exploitation to the oil fund. It should remain that way for quite some time thanks to decoupling Europe from Russian energy supplies. Perhaps my children will become the beneficiaries of a rentier state. We will see. ESG could have been a Norwegian invention. Look to Norway as a great president once said, but 90+ percent of our electricity has been hydro for generations and long before green energy became a thing. The CSRD-directive is otherwise just good Lutheran accountability and transparency. Our money. We can do what we like with it. We like to send about 1% of GDP to developing countries. You can do what you like with your money. Well, mostly borrowed money. But you can do what you like with it for now at least. "Easy-mode" wealth is just a question of asserting State control over resources instead of handing them over for free to oligarchs. The multi-nationals are still happy to play ball. They are allowed to make good money even as State coffers swell. Easy-peasy. You did something similar for a short time during wwii. TLDR: I am certainly not a slave. What is the name of the people on top in Nietzches terminology? Masters. Though I prefer the term beyond superhuman. Ironic really as that is just a natural state preserved from the genetic ravages of feudalism. Sucks to be you I guess, but such is the survival of the fittest.
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